Apr 23, 2024
This webinar will examine the regulatory requirements, guidance and examiner expectations related to overdrafts in plain English.
Overdrafts continue to be a hot-button issue with examiners as there has been a shift from “informing” consumers about their overdrafts to “protecting” them from excessive overdrafts. While there have been newer developments regarding multiple representment fees and transactions that authorize positive, settle negative, we are still waiting for the CFPB to undertake any major overhaul related to overdrafts. It’s imperative that you are aware of the current regulatory requirements, guidance and expectations to keep your bank out of trouble!
Tuesday April 23rd, 2024
11:00 am - 1:00 pm EST
What You'll Learn
Hot Spots, the Latest Guidance, Best Practices & Expectations
Overdraft Proposal for Very Large Financial Institutions
Multiple Representments & NSF Charges
Authorized Positive Settles Negative Transactions
Customer Communications & System Oversight
Regulatory Exam Feedback
Management & Frontline Oversight
"Junk Fees” & UDAAP
Who Should Attend
This webinar is designed for management, compliance, audit and/or other operations personnel.
Jerod is the leader of Banker's Compliance Consulting's training productions. He is a nationally recognized speaker. Whether it's a conference, seminar, school, webinar or luncheon, it's easy to stay engaged when he presents due to the amount of passion and energy he brings to each and every compliance topic. Jerod has spoken on behalf of the American Banker's Association, BankersOnline, many state banking associations, private compliance groups and financial institutions. He is a Certified Regulatory Compliance Manager (CRCM) and BankersOnline Guru.
Available Upgrades
AyZha Hazelwood, Education Meeting Coordinator
Ahazelwood@indiana.bank
317-387-9380