Education & Events

The UBPR: Understanding Peer Group Comparison to Improve Bank Performance

Date: 
May 22, 2019
Program Overview: 

May 22, 2019, 3:00 - 4:30 pm

Understanding bank ratios is critical to evaluating and improving your bank’s performance – and nothing provides better information than the Uniform Bank Performance Report (UBPR).  Strategies for improving bank performance are important in all economic cycles and this webinar will address relatively new issues facing community bankers.  You will learn about the critical component of independence – shareholder value, and the most important measure of shareholder return:  return on equity.  Do you understand how your bank compares to other local and national peer institutions?  Use this information in strategic planning or daily decision-making to add profitability, improve liquidity, improve asset quality, increase shareholder value, understand the non-maturity account surge, etc.  This pragmatic program will provide information you can use immediately and offers excellent training for the board of directors in overseeing bank performance.

NOTE:  Please have a copy of your most recent UBPR available during the webinar so you can compare the presenter’s comments with your bank’s numbers. 

Topics: 
  • Examine your bank the way regulators do
  • Understand and improve bank profitability and shareholder value
  • Explore the components of net interest margin
  • Compare asset quality and OREO with others
  • Gain perspective on the allowance for loan and lease losses
  • Liquidity
  • Compare your use of wholesale funding to peers
  • Deepen your understanding of interest-rate risk
  • Get the UBPR for your bank and competitors

 

  • TAKE-AWAY TOOLKIT
    • Build an easy-to-use model for calculating the dollar amount of peer differences
    • Build an easy-to-use model for graphing historical ratio relationships
    • Employee training log
    • Quiz to measure staff learning and a separate answer key


      Speaker: 

      ABOUT THE PRESENTER – Gary J. Young, Young & Associates, Inc.

      Gary J. Young is founder of Young & Associates, Inc.  During 40 years in consulting and 50 years in the industry, he has assisted hundreds of financial institutions from coast-to-coast with improving shareholder value and profit, establishing effective strategic plans, management assessments, regulatory concerns, budgeting, asset/liability management, expansion planning, and mergers and acquisitions. 

      Gary is a popular speaker due to his practical and valuable insight and has conducted seminars throughout the United States and in Europe.  Gary is on the board of a community bank, manages a bank investment fund, and is a co-founder of Capital Market Securities, Inc., which assists with mergers and acquisitions.

      Agenda: 

      WHO SHOULD ATTEND 

      This informative session is designed for community bank presidents, CFOs, and directors who want to remain proactive.  It can also be used as training for new officers.

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      Fees: 

      MEMBER

      Live Webinar
          $255.00 Single Location
          $155.00 Each Additional Location

      Recorded Webinar & Free Digital Download
          $255.00

      Premiere Package (Live & Recorded Webinar with Free Digital Download)
          $375.00

      Association Contact: 

      If you have any questions or need additional information, please contact Marcy Borden at 317-387-9380 or mborden@indianabankers.org

      Cancellation Policy: 

      Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed. If your bank is unable to participate after registering, you can select to purchase the on-demand presentation.

      Webinar Options: 

      1.  Live Webinar
      The LIVE WEBINAR option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered.  You may have as many people as you like listen from your office speaker phone. Registrants receive a toll-free number & pass code that will allow entrance to the seminar. Seminar materials, including instructions, pin number, and handouts will be emailed to you prior to the broadcast.  You will need the most current version of Adobe Reader available free at www.adobe.com.

      2.  Recorded Webinar & Free Digital Download
      Can’t attend the live webinar?  The recorded webinar & Free Digital web link is a recording of the live event, including audio, visuals, & handouts. We even provide the presenter’s email address so you may ask follow-up questions.  Approximately one week prior to the webinar, you will receive an email with the web link.  This web link can be viewed anytime 24/7, beginning 6 business days after the webinar and will expire 6 months after the live program date.  

      LIMITED AVAILABILITY:  The Recorded Webinar & Free Digital Download web link may ONLY be ordered for 6 months following the webinar.

      3.  Both Live Webinar & Recorded Webinar & Free Digital Download
      Includes options 1 and 2 above

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