Lending Bank Investments & Bank Performance

Oct 17, 2018
IBA Center for Professional Development
8425 Woodfield Crossing Blvd
Program Overview: 

Click Here for a PDF brochure

The Indiana Bankers Association (IBA) is pleased to present “Essentials of Banking”, four, one-day seminars offered at the IBA Center for Professional Development in Indianapolis.  A must for the newer community bank employee, this series is designed to provide a complete knowledge of banking principles and operations.  It is also geared toward veteran employees as a refresher course.  

This popular program also boasts a staff of instructors who are not only popular IBA speakers, but also some of the best presenters in the banking field including John Cochran, Dianne Barton and Jim Rechel.  

While it is recommended that the individual attend all four sessions of the series to receive an entire overview of banking, each session’s material stands alone; one session is not a prerequisite for another.  From year to year, IBA plans to offer the same series beginning with any session. However, if you want your staff to learn about the material presented in a particular session, the program provides a thorough education and may be attended as a stand-alone class.  

Series registrants cannot carry over funds to the next year’s  four-seminar sequence. If you cannot attend one of the sessions, another individual from the bank may be sent as a replacement or that sesssion’s manual will be sent and funds will be forfeited.

  • Lending Process
  • From Application to Decision
  • Loan Administration
  • Loan Review and Asset Recover
  • Loan Policy
  • Banking Business
  • Source of Income for Bank
  • Investment Function
  • Types of Investments
  • Maximizing Asset Return
  • Asset and Liability Management
  • Financial Statement
  • Balance Sheet
  • Income Statement
  • Understanding Performance Ratios
  • Analyzing Asset and Liability Mix
  • The Annual Report
  • Bank Performance Reporting
  • Uniform Bank Performance Report
  • Gathering Preliminary Data
  • Analysis of Bank Structure Using Ratios
  • Banking Risks
  • Six Banking Risks
  • Interest Rate Risk Exposure
  • Enterprise Risk Management
  • The CAMELS Rating System


Who Should Attend

This seminar is designed for Retail Managers, Branch Managers, Assistant Branch Managers, Branch Manager Candidates and anyone responsible for the direction and development of a retail branch.  You can attend the series or each session will also be a stand alone program.:


David L. Kemp, Bankers Management, Inc. has more than 20 years’ experience and management responsibility in credit administration and new business development.

Before starting his consulting firm, Kemp was vice president and director of credit services for Cannon
Financial Institute.

He also served as vice president of corporate finance for Citicorp North America and a branch manager and
commercial lender for two southern banks. Kemp has also served as a consultant to small businesses in finance, marketing and operations.


8:30 a.m. Registration & Continental Breakfast
9:00 a.m. Program Begins
12:00 Noon Lunch (included)
1:00 p.m. Program Resumes
4:00 p.m. Program Adjourns


IBA Center for Professional Development
8425 Woodfield Crossing Blvd. Suite 155E
Indianapolis, IN 46240


IBA Members                                         Non-Members
$850 - Full Program                          $1700 - Full Program
$225 - Each Individual Session           $450 - Each Individual Session

Fees include the program, materials, continental breakfast, lunch & refreshments.

Participation in IBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or nonmember rates.

Association Contact: 

Laurie Rees, Vice President, Education & Training

Marcy Borden, Education Coordinator

Elizabeth Kilty, Education Coordinator

Cancellation Policy: 

You will receive an e-mail confirmation at registration.   If you have questions, contact Marcy Borden via e-mail at mborden@indianabankers.org or by phone at 317-387-9380.

Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed. Within two days prior, 50% of the fee is assessed. Refunds are not provided for cancellations 1 day prior or absences on the day of the program. Substitutions are welcome at anytime.


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