Mar 4, 2020 to Mar 6, 2020
Want to learn how to analyze personal and business financial statements and tax returns in a compact, intense, case-based three-day session? Want to move beyond ratio analysis and into the operating, investing and financing cash flows of a business and how they affect loan repayment? This workshop is your answer, whether you are new to lending and financial analysis, or even if you have been away from financial analysis for a while and need a refresher. (Bring your calculator and pencil!)
8:30 a.m. Registration & Continental Breakfast
9:00 a.m. Program Begins
12:00 Noon Lunch (included)
1:00 p.m. Program Resumes
4:00 p.m. Program Adjourns
The schedule will be the same for all three days.
Day 1 : Personal Financial Statements and Tax Returns plus Personal Cash Flow
Introduction to Personal Financial Statements
How Personal Financial Statements are Constructed
Basic Ratios Used in PFS Analysis and Case Example
Introduction to Personal Tax Returns
Personal Cash Flow Cases
Day 2 : Business Financial Statements and Tax Returns
Introduction to Business Financial Statements
How Business Financial Statements and Tax Returns are Constructed (Accounting Refresher)
More on Accrual Accounting Typically Used by Larger Businesses
Day 3 : Business Cash Flow Analysis
Richard Hamm has been training bankers for over 27 years, specializing in all phases of commercial lending and credit, including portfolio & risk management, commercial real estate & appraisals, plus selling & negotiating skills. His training work includes our top industry associations (the ABA & RMA), regional banking schools (Barret School of Banking - Memphis, Graduate School of Banking - Wisconsin, Southwestern Graduate School of Banking - Dallas, & Graduate School of Banking at Colorado), numerous statewide banking & community banking associations, plus individual banks.
On the consulting side, he has been involved in director training, loan policy formation, bank formation (start-ups & acquisitions) and related strategic planning. The RMA Journal has published over 20 articles by Hamm on various lending topics, and he has served for many years on its Editorial Advisory Board.
Audience Profile: Credit analysts, community bankers, small business lenders, commercial lenders, branch managers that lend to business owners, private bankers, special assets officers, loan review specialists and others involved in business and commercial lending.
Image Use Policy: Registration in IBA events constitutes an agreement to the IBA’s use and distribution of the attendee’s image or voice. Details: indianabankers.org/policy
The following fees include the program, training materials, continental breakfast, lunch & refreshments:
$625 for All Three Days
$225 Personal Financial Statements Only - March 4
$225 Business Financial Statements Only - March 5
$225 Business Cash Flow Only March 6
Participation in IBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or non-member rates.
These seminars will be held at the IBA Center for Professional Development, 8425 Woodfield Crossing Blvd. Suite 155E, Indianapolis, IN 46240.
If you have any questions please contact Elizabeth DeHaven at 317-387-9380 or via e-mail at firstname.lastname@example.org.
Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed. Within two days prior, 50% of the fee is assessed. Refunds are not provided for cancellations the day before or absences on the day of the program. Substitutions are welcome at anytime.