ACH Processing and Compliance


Dec 5, 2019

IBA Center for Professional Development
8425 Woodfield Crossing Blvd, Suite 155E
Indianapolis, IN 46240

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This full-day seminar brings you the information you need to keep on top of the latest changes in the field of ACH processing. Presented in an easy-to-understand, one-day format, this seminar reviews the basis and structure of all ACH processing - the NACHA Rules. This seminar includes discussion on both receiving and origination. Recent and upcoming changes to the Rules including Same Day ACH: Moving Payments Faster (Phases 3 & “possibly” 4), Third-Party Sender Registration, Unauthorized Entry Fees (UEF), and Compliance and Operational Topics Rules are discussed in detail. The annual expansion of and enhancements to the ACH “self-audit” are thoroughly discussed, and the federal ACH examination is highlighted. The latest impacts to ACH processing from the recent Department of Justice activities are also discussed. Treasury’s Green Book - A Guide to Federal Government ACH Payments and Collections is discussed with a focus on the reclamation process, and Treasury’s triennial updates to 31 CFR 210. An update is also provided on Treasury’s ongoing efforts to expand direct deposit and the utilization of “”. Compliance issues including updated OFAC impacts to ACH processing, suspicious activity reporting (SAR), the federal focus on ACH as part of the annual Bank Secrecy Act (BSA) examination efforts, and the standardization of the garnishment of exempt federal benefits payment processing, are all highlighted. Major areas of ACH risk are addressed, including methods and procedures to minimize risk exposure.