Education & Events

Advanced Commercial Loan Documentation

Date: 
May 23, 2019
Program Overview: 

May 23, 2019, 3:00 - 4:30 pm

Commercial loans carry the most risk and technical requirements, and therefore receive the most examiner scrutiny.  This session will go beyond the basics and provide a better understanding of protections and safeguards to use when drafting loan and collateral security documents and underwriting loans.  This is a must-attend webinar for commercial lenders seeking more advanced training, including how to avoid hazards.

Topics: 
  • Identifying the parties to the loan – beneficial ownership rule
    • Ensure you know who owns, guarantees, and is authorized or required to sign which documents
  • Loan agreement covenants and when to consider using more than boilerplate covenants
  • Perfection of security interest, including different types of collateral (marketable securities, deposit accounts, life insurance policies, equipment and inventory, contracts or receivables, leases, etc.)
  • Title insurance policies, including endorsements and exceptions
  • Subordination agreements – when to get them, what is being subordinated (repayment priority, lien position), and when to ask for subordination of loans to shareholders
  • Documenting commercial construction loans
    • A general liability policy does not cover a subcontractor’s faulty workmanship
  • Commercial lending compliance hot spots

 

  • TAKE-AWAY TOOLKIT
    • Commercial loan documentation checklist
    • Commercial real estate documentation checklist
    • Employee training log
    • Quiz to measure staff learning and a separate answer key


      Speaker: 

      ABOUT THE PRESENTER – Doug Blay, Brode Consulting Services, Inc.

      Doug Blay began his banking career in 1985 and has continued his service to regional and community financial institutions through a wide range of areas, including strategic planning, lending, deposits, marketing, training, and management.  He has 33 years of experience in commercial lending, specializing in commercial real estate, commercial and industrial (C&I), and agricultural lending.  Doug is vice president of Sutton Bank in Ohio and provides consulting for Brode Consulting Services, Inc.

      Agenda: 

      WHO SHOULD ATTEND 

      This informative session is designed for commercial lenders and support staff, loan review staff, and auditors.

      Fees: 

      MEMBER

      Live Webinar
          $255.00 Single Location
          $155.00 Each Additional Location

      Recorded Webinar & Free Digital Download
          $255.00

      Premiere Package (Live & Recorded Webinar with Free Digital Download)
          $375.00

      Association Contact: 

      If you have any questions or need additional information, please contact Marcy Borden at 317-387-9380 or mborden@indianabankers.org

      Cancellation Policy: 

      Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed. If your bank is unable to participate after registering, you can select to purchase the on-demand presentation.

      Webinar Options: 

      1.  Live Webinar
      The LIVE WEBINAR option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered.  You may have as many people as you like listen from your office speaker phone. Registrants receive a toll-free number & pass code that will allow entrance to the seminar. Seminar materials, including instructions, pin number, and handouts will be emailed to you prior to the broadcast.  You will need the most current version of Adobe Reader available free at www.adobe.com.

      2.  Recorded Webinar & Free Digital Download
      Can’t attend the live webinar?  The recorded webinar & Free Digital web link is a recording of the live event, including audio, visuals, & handouts. We even provide the presenter’s email address so you may ask follow-up questions.  Approximately one week prior to the webinar, you will receive an email with the web link.  This web link can be viewed anytime 24/7, beginning 6 business days after the webinar and will expire 6 months after the live program date.  

      LIMITED AVAILABILITY:  The Recorded Webinar & Free Digital Download web link may ONLY be ordered for 6 months following the webinar.

      3.  Both Live Webinar & Recorded Webinar & Free Digital Download
      Includes options 1 and 2 above

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