Education & Events

2019 TRID Essentials

Date: 
Apr 22, 2019
8425 Woodfield Crossing Blvd., Suite 155E
Indianapolis
IN
46240
USA
Program Overview: 

PDF Brochure

The Consumer Financial Protection Bureau (CFPB) published a final rule to implement the new integrated disclosures (TRID) on November 20, 2013. The final rule was effective on October 3, 2015.  The TRID rules and guidance from the CFPB continue to evolve.  After much industry confusion and concern regarding elements of the regulation, the CFPB released final TRID Amendments on July 7, 2017, with a mandatory compliance date of October 1, 2018.

This one-day program reviews the TRID regulations, including the 2017 amendments, including:

  • The general rules contained in §1026.19;
  • The content rules and the detailed instructions for completing the loan estimate from §1026.37; and
  • The content rules and the detailed instructions for completing the closing disclosure from §1026.38.

WHY

Daily TRID management continues to challenge many banks and lenders; this one-day program provides a thorough review of the revised TRID Rule.  Whether you are new to TRID or have been involved since its inception, this review provides the information you need in order to fully comply with this massive regulation.


Participants receive a detailed manual that serves as a handbook long after the program is completed. 

Topics: 

Upon completion of the program participants understand: 

  • Coverage and exemption requirements;
  • Timing requirements for the Loan Estimate and the Closing Disclosure;
  • Limitations on pre-disclosure activities;
  • Rules for providing revised Loan Estimates and Closing Disclosures;
  • Subsequent Changes;
  • Transactions Involving Sellers;
  • Prohibition on fee for disclosure;
  • Issues related to the Special Information booklet;
  • The basic content of the Loan Estimate;
  • The basic content of the Closing Disclosure and
  • Guidance on disclosures for construction loans.
Speaker: 

Jack Holzknecht is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 43 years. In 38 years as a trainer over 145,000 bankers (and many examiners) have participated in Jack’s live seminars and webinars. Jack’s career began in 1976 as a federal bank examiner.  He later headed the product and education divisions of a regional consulting company. There he developed loan and deposit form systems and software. He also developed and presented training programs to bankers in 43 states. Jack has been an instructor at compliance schools presented by a number of state bankers associations. As a contractor he developed and delivered compliance training for the FDIC for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association.

 

Agenda: 

8:30 a.m. Registration & Continental Breakfast
9:00 a.m. Program Begins
12:00 Noon Lunch (included)
1:00 p.m. Program Resumes
4:00 p.m. Program Adjourns

Location: 

This seminar will be held at the IBA Center for Professional Development, 8425 Woodfield Crossing Blvd., Suite 155E, Indianapolis, IN 46140. Directions, map & a list of local hotels are available at www.indianabankers.org or by calling 317-387-9380.

Fees: 

IBA Members
$325 First Person
$155 Additional Attendee From Same Institution

Participation in IBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or non-member rates. Surcharge of 100% for Non-Members.

Additional Information: 

Who Should Attend

This program is designed for mortgage loan department managers, compliance officers, loan officers, auditors and others with responsibilities for preparing, delivering or auditing the new disclosures.

Association Contact: 

If you have any questions please contact Marcy Borden at 317-387-9380 or via e-mail at mborden@indianabankers.org.

Cancellation Policy: 

Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed. Within two days prior, 50% of the fee is assessed. Refunds are not provided for cancellations the day before or absences on the day of the program. Substitutions are welcome at anytime.

Related Events

Hoosier Banker Digital

Hoosier Banker Media Kit