2018 Community Bankers for Compliance School
Indiana Bankers Association is pleased to sponsor the Community Bankers for Compliance School (CBCS), which is now in its 17th year. The CBCS will lay the cornerstone for community bankers to build and manage an in-bank compliance program. The goal of this school is to assure attendees have the necessary knowledge base to build an effective compliance program.
Designed for compliance professionals, the CBCS is presented in two modules and is presented on October 15-19, 2018.
Deposit/Operations Compliance Module
The important elements of the deposit and operations compliance regulations will be presented in this two-day module.
Lending Compliance Module
This three-day module is designed to provide a thorough understanding of the major lending compliance regulations that have been determined to be “must knows” for compliance officers.
Please note: Due to the size and complexity of the regulation, Regulation Z will be presented at the Reg Z University o?ered May 30, 31, and June 1, 2018.
Both modules will provide practical aids and strategies to help those attending apply and maintain this information directly in the bank. The instructors will take those attending through the most important parts of the regulations that apply to them, including both the regulation and applicable commentary. In addition, they will offer real-life examples that provide practical application to the rules discussed in the course. This application includes both effective management techniques as well as common issues to watch for.
October 15 & 16, 2018
The Deposit/Operations module will be held Monday and Tuesday (October 15 & 16) from 8:30 a.m. to 5:00 p.m. The order of presentation may vary unless otherwise indicated.
Regulations that will be presented are:
- Bank Secrecy Act
- Office of Foreign Asset Control (OFAC)
- Regulation CC: Expedited Funds Availability Act
- Regulation D: Reserve Requirements
- Right to Financial Privacy Act
- Regulation E: Electronic Funds Transfer Act
- Regulation DD: Truth in Savings Act
- Fair Credit Reporting Act (for Operations and Deposits)
- Customer Identification Program
October 17, 18, & 19, 2017
The Lending Compliance module will be held Wednesday, Thursday, and Friday (October 17 & 18) from 8:30-5:00, and Friday (October 19) from 8:00-3:00. The subjects will be presented in an order determined by the presenters.
Regulations that will be presented are:
- Community Reinvestment Act
- Regulation X: Real Estate Settlement
- Procedures Act
- Regulation B: Equal Credit Opportunity Act
- Flood Insurance
- BSA Overview for Lending
- Regulation O: Loans to Insiders
- FDIC Representative Presentation
- Customer Identification Program
- Fair Credit Reporting Act / FACT Act (Lending)
Karen Clower, CRCM, Consultant and Compliance Operations Manager.
Karen Clower is a compliance consultant and the compliance operations manager at Young & Associates, Inc. Her primary responsibilities include new client inquires and engagement lenders, scheduling of compliance contracts, answering compliance hotline calls, and compliance fieldwork. Her prior banking experience includes 19 years working for a large community bank where she managed the mortgage lending department, including processing, underwriting, and the mortgage loan officers. She has also worked as a mortgage loan officer and credit analyst/account officer for commercial lending. Karen holds a BA in Business Management from Hiram College, and associate degrees in Banking and Finance and Business Management from Kent State University and is a Certi?ed Regulatory Compliance Manager.
Bill Elliott, CRCM, Sr. Consultant and Manager of Compliance, Young & Associates, Inc.
With over 35 years of banking experience, Bill Elliott leads the compliance department at Young & Associates, Inc. where he conducts compliance reviews, leads compliance seminars, conducts in-house training, and writes compliance articles and training materials. During his career as a banker, Bill spent 15 years as a compliance officer in a large community bank. He has also been a lender for consumer, commercial, and mortgage loans, and has managed a variety of bank departments including loan review, consumer/commercial loan processing, mortgage loan processing, loan and credit administration, collections, and commercial loan workout.
Michelle R. Graber, CRCM, Senior Consultant.
Dale Neiss, CRCM, Consultant
Deposit/Operations Compliance School (October 15 & 16, 2018)
The Deposit/Operations School will be held Monday, October 15 and Tuesday, October 16, from 8:30 a.m. to 5:00 p.m. The order of presentation may vary unless otherwise indicated.
Lending Compliance School (October 17 -19, 2018)
The Lending Compliance School will be held Wednesday, October 17 – Friday, October 19, from 8:30 am to 5:00 pm The subjects will presented in an order determined by the presenters.
The 2018 Community Bankers for Compliance School is approved for continuing professional education credits for Certified Regulatory Compliance Managers (CRCM) and Certified Lender Business Banker (CLBB) as follows:
Lending Compliance School Only
The Lending Compliance School is approved for 23.5 hours of continuing professional education credits for CRCM and 14 hours for CLBB.
Deposit/Operations Compliance School Only
The Deposit/Operations Compliance School is approved for 15.75 hours of continuing professional education credits for CRCM
The 2018 Community Bankers for Compliance School as a whole has been approved for 39 CRCM credits and 14 hours for the CLBB credits.
This School will be held at the IBA Center for Professional Development, 8425 Woodfield Crossing Blvd., Suite 155 E. Directions, map & list of hotels are available at www.indianabankers.org or by calling 317-387-9380.
Deposit/Operations Compliance School will be held on October 16 & 17, 2017
$595 for each attendee for banks who are members of the CBC Program
$695 for each attendee for banks who are members of IBA but who are not members of the CBC Program
$1295 for each attendee for banks who are not member of IBA
Lending Compliance School will be held on October 18-20, 2017
$1095 for each attendee for banks who are members of the CBC Program
$1195 for each attendee for banks who are members of IBA but who are not members of the CBC Program
$2395 for each attendee for banks who are not members of IBA
BOTH Lending & Deposit Operations Schools (discounted)
$1495 for each attendee for banks who are members of the CBC Program
$1595 for each attendee for banks who are members of IBA but who are not members of the CBC Program
$3195 for each attendee for banks who are not members of IBA
Both schools will be held at: IBA Center for Professional Development, 8424 Woodfield Crossing Blvd. , Suite 155E. Indianapolis, IN 46240.
Hotel Accommodations and Meals. Students will be issued a list of hotels in the area and will be responsible for securing their overnight rooms.
A continental breakfast will be provided each morning as well as lunch and refreshments each day.
Who Should Attend?
The compliance officer is responsible for administering your bank’s compliance policies and procedures. Therefore, it is essential that your bank’s compliance officer attend this valuable program. Most banks have discovered, however, that to operate an effective and efficient internal compliance management program, sending a second person, typically from customer service, lending, or operations, greatly enhances the bank’s ability to implement compliance throughout the bank. Banks may send one individual to both modules or two people (from customer service, lending or operations) may share a seat to the module most suited to their jobs. This allows your bank to customize training and maximize this valuable training opportunity.
Certificate of Completion.
To demonstrate your commitment to having a strong compliance program, individual program attendees will receive a Certificate of Completion upon attendance at all sessions. These certificates can be used to apply for certification in the national certification programs or for meeting the continuing education requirements for those already certified.
For additional information please contact:
Laurie Rees, Vice President, Education & Training
Elizabeth Kilty, Education Coordinator
IBA Education & Training Department - 317-387-9380
Any applicant withdrawing from the School prior to September 21, 2018 will receive a refund minus a $70 cancellation fee. Any applicant canceling after September 21, 2018 or failing to appear at the school will forfeit the entire registration fee. Extenuating circumstances will be considered on an individual basis by the IBA Board of Education. Requests for refunds due to extenuating circumstances should be submitted in writing.
Participation in IBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or non-member rates.