2017 Bank Directors Regional Workshop (3-Separate Locations)
As we to manage our banks in 2017 the signals are mixed. Economic data is moderate: the housing market is strengthening, as is the labor market. The unemployment rate is 4.6% and wages are beginning to rise. All of this activity is moving inflation rates within Fed targets. This positive news bodes well for bank lending: Loan to asset ratios are rising in all bank peer groups. Short-term interest rates increased in March, and if the growth of the economy remains moderate, and inflation continues to rise the Fed will surely move the short-term rates higher. Intermediate and long-term rates are the major post-election story. From November 7th to November 28th the rate on the two-year Treasury note increased 32 basis points; the five-year note was up 59 basis points or 49%; and the 10 year note was up 67 basis points or 42%. It is too early to predict whether rates will hold at these levels.
For many banks, liquidity will be a challenge in 2017. A major theme will be managing liquidity in a rising rate environment. Also, 2017 must be a year of regulatory relief. The 2016 presidential election opened the door to serious regulatory changes that can reduce the cost of compliance in community banking.
See PDF Brochure for the full program overview.
Laying a Foundation for Bank Oversight
- Role of a Director or Trustee in 2017
- Regulatory Trends in 2017 – What can we expect?
- Industry Trends – Technology, and consolidation.
- Demographic trends and the role of the branch.
Rethinking Balance Sheet Management in a Changing Environment
- Liquidity management in a rising rate environment.
- How much interest rate risk is prudent in 2017?
- Exploring short-term and long-term trends in lending.
Profitability Planning: Getting Behind the Numbers
- Managing the margin.
- Approaching fee income strategically.
- Importance of expense management: A correlator to success
Putting it all together: What are our planning goals for 2017-2018
Jim Clarke, Ph.D. is a nationally recognized community bank educator and consultant. Dr. Clarke is a consultant to the Stonier School of Banking sponsored by the ABA, and is a faculty
member at a number of regional and state banking schools. He conducts ALM and strategic planning seminars for state associations, and for the Risk Management Association (RMA) and Financial Managers Society (FMS). Jim also conducts board education programs for state associations and individual banks. Jim is on the Board of a community bank [chairing the Board ALCO and budget committees], and is lead independent director of an investment company [Chairing the Audit Committee]. Dr. Clarke has a Ph.D. in economics from the University of Notre Dame, and was a faculty member in the finance department of Villanova University for many years.
8:30 a.m. Registration & Continental Breakfast
9:00 a.m. Program Begins
12:00 Noon Lunch (Included)
1:00 p.m. Program Resumes
3:00 p.m. Program Adjourns
Tuesday, August 15, 2017
The Landmark Centre
6222 Ellison Road
Fort Wayne, IN 46802
Wednesday, August 16, 2017
IBA Center for Professional Development
8425 Woodfield Crossing Blvd, Suite 155E
Indianapolis, In 46240
Thursday, August 17, 2017
Wooded Glenn Retreat & Conference Center
2602 Hebron Church Rd.
Henryville, IN 47126
$295 First Person
$199 Additional Attendee From Same Institution
WHO SHOULD ATTEND
This program is designed for inside and outside directors, new board members, CEOs, board counsel, advisors, and other senior managers concerned with current trends in community banking. Please note: The material will be presented at a level commensurate with the role of a board member.
If you have any questions please contact Marcy Borden at 317-387-9380 or via e-mail at firstname.lastname@example.org.
Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed. Within two days prior, 50% of the fee is assessed. Refunds are not provided for cancellations the day before or absences on the day of the program. Substitutions are welcome at anytime.